Recent developments in mobile payments have re-ignited popular interest in a cash free economy, but the popular discourse surrounding all this seems unaware of its rather long and tumultuous history. This historical myopia has led many contemporary journalists and futurists to make the same kind of predictions about the imminent “death of cash” that were made in the 1960s, and those are as likely to be incorrect this time as they were half a century ago. Clearly, the technological infrastructure is much more advanced now, but it takes much more than technical engineering to build a cashless society; one must also “engineer” the relevant social dynamics, and that has always been the far more difficult part.
Every day billions of banknotes and coins change hands, enabling transactions and contributing to economic growth. Banknotes and coins are a collective good. They are issued by central banks or monetary authorities, distributed by banks and spent by individuals.
Because it is a common good, the evolution of cash is shaped collectively. Central banks may decide on the design and the denomination mix; commercial banks facilitate the distribution by deploying ATMs and branches; retailers facilitate its acceptance; but it is ultimately the consumer who drives demand.
CashEssentials is an independent initiative offering a platform for debate about the payments and monetary ecosystems, and conducting and fostering high-quality research on cash and its future.
EAHB maintains a global network of financial professionals and academics on the research and historical analysis related to banking and finanlcial system. Banks, insurance companies and other financial institutions are members of EABH.
In its content section, EABH promotes the latest videos, podcasts and most relevant research content of the moment from financial practitioners and academics.
ReWOMEN is a joint venture by the Centre for Workforce Futures, Macquarie Business School (Sydney, Australia) and the Institute of the Humanities at Northumbria University (Newcastle, UK).
ReWOMEN connects scholars across business schools and humanities departments with stakeholders and policy makers to share key findings from more than four centuries of women’s management and enterprise activities.
The NEP-HIS Blog promotes scientific discussion through a blog format.
NEP-HIS is the weekly report from NEP: New Economics Papers responsible for disseminating new working papers in the fields of business, economic and financial History sourced from the digital library RePEc: Research Papers in Economics.
Among all the papers and research items Editorial Team carefully selects those most relevant to be discussed in the blog.
The Modern Money Network (MMN) aims to bring accurate and accessible knowledge of our monetary and financial systems to the broader public. MMN also seeks to sharpen and refine knowledge of money and finance by fostering an interdisciplinary community devoted to learning and scholarship.
The Modern Money Network serves to promote public understanding of money and finance through education, discussion and scholarship.
Positive Money Europe (PME) is a not-for-profit research and campaigning organisation aiming to make the money system support a fair, democratic and sustainable economy. PME scrutinizes the European Central Bank and develops policy proposals to reform the Eurozone monetary system.
Positive Money Europe was set up by Positive Money, a UK non-profit founded in 2010. It launched Positive Money Europe in February 2018 following the success of our campaign targeting the European Central Bank “Quantitative Easing for the People’.
Positive Money Europe is an associate member of Finance Watch and a member of the Eurozone Watchdog Network coordinated by Transparency International EU which seeks to make the governance of the Eurozone more transparent and democratic.
The Finance Innovation Lab builds power to transform the financial system for people and planet. It cultivates a community of systems-changemakers and work on initiatives that impact mental models and power dynamics in finance for deep, lasting change. Its work focuses on growing purpose-driven finance, shifting mainstream finance, influencing law, regulation and policy, and building our community.
MONNETA is a center of excellence for sustainable economics, social economy, complementary currencies and alternative money systems. It communicates knowledge about sustainable alternatives to the existing money and financial system.
MONNETA also offers a network of qualified experts on alternative money and currency drawn from both science and civil society and from both theory and practice.
MONNETA is a charitable organization.
Econpapers is part of RePEc (Research Papers in Economics). RePEc is a collaborative effort of hundreds of volunteers in 102 countries to enhance the dissemination of research in Economics and related sciences. The heart of the project is a decentralized bibliographic database of working papers, journal articles, books, books chapters and software components, all maintained by volunteers.
About nep-pay
This is the NEP report on Payment Systems and Financial Technology, as edited by Bernardo Bátiz-Lazo, Northumbria University. To see the collection of issues of the report visit the EconPapers archive.
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Nowadays, SSRN´s eLibrary provides more than 950,000 research papers from more than 500,000 researchers in 55 different disciplines.
Some outstanding areas related to Social Sciences are Economics Research Network (527,970 Papers), Financial Economics Network (201,668 Papers), Legal Scholarship Network (305,878 Papers), Management Research Network (91,331 Papers), Political Science Network (224,652 Papers) and Sustainability Research & Policy Network (89,372 Papers).