Vasyl Erastov is an Assistant Professor at the Insurance, banking and risk-management department of Taras Shevchenko University of Kyiv. His PhD degree was obtained in 2019 on the public defense of 'Internet-insurance on Ukrainian insurance services market' thesis. Since 2016 the main scope of scientific interest is behavioral discrepancies and innovations in different financial markets. His field of expertise covers insurance, risk management, insurance marketing, behavioral finance, business intelligence, and artificial intelligence. He has more than 15 publications, including textbooks and articles mainly concerned with innovations in the insurance market. The overall teaching experience is more than 5 years for Master and Bachelor degree students and financial sector representatives (‘Behavioral Finance’, ‘Financial risk management’, ‘Information technologies in insurance’). He has certificates of participating in different scientific, research and learning courses and conferences, including the National Bank of Ukraine certificate for ‘Practical aspects of banking risks assessment’. He has more than three-year experience in the real sector, including the Insurance market, IT development, and Social Media Marketing.